Resources for educated mortgage consumers

The articles at our Mortgage University were created for the consumers that want to make smart educated choices when it comes to home financing. If you would like to share your thoughts and submit your article, recommendation or start a discussion group on our pages, please write to Alex Lisnevsky.

Walking Through the Maze
Making choices in today’s mortgage market is becoming increasingly difficult. There are many choices and smart borrowers use this multitude of choices to their advantage. Here is a short description of the most popular loan types Go to full text of the article

Negative Amortization Loans: Learn to Earn
These are some of my thoughts on the Negative Amortization type of real estate loans. The subject is much bigger than this, however, it should give you some initial tools for smart investing. Go to full text of the article

Creative Mortgage Solutions in the wake of rising rates
The rates are down significantly this year. Who knows how long they will stay at this level. Does it mean that when the rates eventually go up, you should put off your home-buying plans until they start coming down again? Here are simple strategies of lowering your interest payments in any market. Go to full text of the article

Should I use a DIRECT LENDER or a BROKER?
This questions is asked by most of borrowers today as the borrowers have more and more options for finding financing for their homes. Go to full text of the article

How much house can you afford
This is the question that you need to answer to yourself before you go shopping for a house or a mortgage. Go to full text of the article

10 Steps to Homeownership
Homeownership is not an easy task. It needs planning, commitment, resourcefulness, and knowledgeable partners. It is like any other successful project: you have to put in the right amount of components to make it work. So here are the 10 most common steps to the homeownership that you should follow  Go to full text of the article

Alternatives to PMI
Nobody likes to pay PMI. That much we know. Private Mortgage Insurance is the notorious add-on payment whose goal is to protect the lender against the borrower’s default. Go to full text of the article